Current Affairs

[anniec]

What l do know is that the person in question works for several care/nursing home providers who have brought her in to deliver what the CQC have recommended theses providers must do to meet standards of compliance.

Talking of the CQC, should part of their remit have involved keeping a beady eye on what was going on in care homes? Instead of which, at least according to a report I've read, they simply stopped visiting them.

[Onelife]

What l do know is that the person in question works for several care/nursing home providers who have brought her in to deliver what the CQC have recommended theses providers must do to meet standards of compliance.

Talking of the CQC, should part of their remit have involved keeping a beady eye on what was going on in care homes? Instead of which, at least according to a report I've read, they simply stopped visiting them.

One would presume so if that is what they do

[david63]

they simply stopped visiting them

That is something that I would have expected unless there were some extenuating circumstances as to why they would need to.

[Mervyn and Trish]

Our daughter's care home has only had essential people from outside, deliveries for example, and then not allowed right in.

[anniec]

they simply stopped visiting them

That is something that I would have expected unless there were some extenuating circumstances as to why they would need to.

Looking at the appalling death toll, there clearly were extenuating circumstances... According to their website: "we will still visit if we think there's a risk of harm or abuse".

[towny44]

Yes some certainly are badly run, bad enough for my wife's friend to ask her to contact the BBC Panorama program in order to relay what is going on is some of these privately run Care/Nursing homes.... my wife did this a few weeks back.

And without knowing where they are my guess would be that they are in places where the Hospitals are equally poorly run, if so would that mean that it is the Regional Trust that needs shooting ?

Does a regional trust have any jurisdiction over a private care or nursing home in the current set up? If not maybe it should have, and there clearly needs to be a much closer relationship between hospitals and care homes, where a care home resident moves between the two.

[Manoverboard]

The areas she covers are to the East and South of where l used to live.

Got it ... so the Hospital / Trust with a rather bad reputation, that I am aware of anyway, begins with the first letter of the word after you ?

[Manoverboard]

Yes some certainly are badly run, bad enough for my wife's friend to ask her to contact the BBC Panorama program in order to relay what is going on is some of these privately run Care/Nursing homes.... my wife did this a few weeks back.

And without knowing where they are my guess would be that they are in places where the Hospitals are equally poorly run, if so would that mean that it is the Regional Trust that needs shooting ?

Does a regional trust have any jurisdiction over a private care or nursing home in the current set up? If not maybe it should have, and there clearly needs to be a much closer relationship between hospitals and care homes, where a care home resident moves between the two.

I was suggesting that a rubbish care home is likely to be in the same location as a rubbish Hospital but one would need to ask OL how much influence and interaction one has with the other which is why I asked my highlighted question above.

[david63]

Does a regional trust have any jurisdiction over a private care or nursing home in the current set up?

Not Trust but all homes are registered with the local authority and they have certain statutory duties. However I suspect that many of the "day to day" things have taken a back set

[Mervyn and Trish]

Yes the NHS doesn't have any direct control over care homes but it's one of the issues successive governments going back more than 20 years have promised to sort and none have. There needs to be joined up health and social care but there isn't. So when money is short, as it always is, they play pass the parcel granny.

[Onelife]

And without knowing where they are my guess would be that they are in places where the Hospitals are equally poorly run, if so would that mean that it is the Regional Trust that needs shooting ?

Does a regional trust have any jurisdiction over a private care or nursing home in the current set up? If not maybe it should have, and there clearly needs to be a much closer relationship between hospitals and care homes, where a care home resident moves between the two.

I was suggesting that a rubbish care home is likely to be in the same location as a rubbish Hospital but one would need to ask OL how much influence and interaction one has with the other which is why I asked my highlighted question above.

Hi Mob…The honest answer is that I don’t know what the interaction is between care/nursing homes and hospitals is but I do know some hospitals are better than other at freeing up hospital beds by way of care/nursing homes route. I was told of one excellent nurse manager who has recently left a well-known Nursing home provider due to him being put under pressure to accept a patient he suspected might have covid.

[barney]

How it works is that the local social services get involved.
The hospital will have a health worker attached.
The health worker contacts local care homes to find one that A has a vacancy and B can cope with the patients needs.
Someone from the nursing home will visit the patient in hospital and do an assessment.

If it all fits, the patient will be transferred to the care/ nursing home.
Once in the home, social services again get involved to ascertain the new residents ability to pay for their care.
If they have a total estate valued at over 24k including property, they are expected to pay in full until the amount they have falls below 23k.
They can not make anyone sell their home but they do put a charge on it so the resident just runs up a bill.

It can and does work out very expensive.
I’d recommend anyone taking appropriate action while they still have full mental capacity to protect family assets.

[Manoverboard]

They can not make anyone sell their home but they do put a charge on it so the resident just runs up a bill.

It can and does work out very expensive.
I’d recommend anyone taking appropriate action while they still have full mental capacity to protect family assets.

They ( cannot ? ) but certainly could not put a charge on it if the remaining occupant no longer happens to own the property they are living in but has the right to remain in it for their lifetime. They can then add a pay up front charge based on the notional interest on the value of said property. The managing of this loophole, I am told, is now much harder than it used to be and if attempted should not be left until the last minute. Is that approach still workable Barney ?

[Onelife]

What is clear is that it is an unfair system and needs changing. I know there has been talk about increasing the “before you pay” threshold but living longer will see you losing money quicker than I can lose it at the bookies.

Having lived in a tin-can for the past 20 years there isn’t going to be a lot to leave my daughter but if anyone has any suggestions on how I can pass on my tin-can as painlessly as possible I’m all ears.

If there is no way round it, I just hope I’m of sound mind to make the right decision.

[barney]

Moby is correct.
Deprivation of assets is now actually illegal, however, there are things that can be done in advance.
Setting up a property trust is one way but you must accept that you know longer own your own property.
We’ve rescheduled the ownership of the house into tenants in common, 50/50 share with on the first death, transferring to a trust via the Will.
It’s a bit complicated but legal (at the moment)
If either of us needs a care home after the other has died, at least only fifty percent of the overall value can be counted, leaving the other half in trust for beneficiaries.

[Onelife]

Moby is correct.
Deprivation of assets is now actually illegal, however, there are things that can be done in advance.
Setting up a property trust is one way but you must accept that you know longer own your own property.
We’ve rescheduled the ownership of the house into tenants in common, 50/50 share with on the first death, transferring to a trust via the Will.
It’s a bit complicated but legal (at the moment)
If either of us needs a care home after the other has died, at least only fifty percent of the overall value can be counted, leaving the other half in trust for beneficiaries.

Thanks for that Barney I shall look into it

[Onelife]

Hi Barney…if we disd as you have done and one of us was left in the property but wanted to downsize would the 50% be tied up in the trust?

Thanks

Keith

[Manoverboard]

Hi Barney…if we disd as you have done and one of us was left in the property but wanted to downsize would the 50% be tied up in the trust?
Thanks
Keith

Methinks that the very best advice would be for you to talk to a Solicitor although I readily concede that Barney may have a different opiniion and especially so as you asked him the question.
.

[Mervyn and Trish]

Moby is correct.
Deprivation of assets is now actually illegal, however, there are things that can be done in advance.
Setting up a property trust is one way but you must accept that you know longer own your own property.
We’ve rescheduled the ownership of the house into tenants in common, 50/50 share with on the first death, transferring to a trust via the Will.
It’s a bit complicated but legal (at the moment)
If either of us needs a care home after the other has died, at least only fifty percent of the overall value can be counted, leaving the other half in trust for beneficiaries.

That is exactly what we have done, with the trustees being whichever of us is the survivor and our daughter, who is the ultimate beneficiary. Our solicitor advised us it is a legitimate loophole but that the government might in time close it.

[Mervyn and Trish]

Just watching Channel 4 news and crowds on the streets in Soho. They must be made. Standby for more local lockdowns.

[barney]

Hi Barney…if we disd as you have done and one of us was left in the property but wanted to downsize would the 50% be tied up in the trust?

Thanks

Keith

It would indeed Keefy.
It would ultimately be at the discretion of the trustees but the general idea is to name your beneficiaries as trustees.
So, in essence, the surviving partner holds half and the trust holds the other half.
When it comes to assets , the local authority can only count what you actually own i.e. half of the value of the house.
They could not include what is owned by the trust.
If you want information, talk to a solicitor who specialises in this, not just a general run of the mill solicitor. When they do their training, they spend about ten minutes on wills and estate planning.
Alternatively a good professional will writer could sort you out. Look for the Institute of Professional Will Writers logo.

[Onelife]

Hi Barney…if we disd as you have done and one of us was left in the property but wanted to downsize would the 50% be tied up in the trust?

Thanks

Keith

It would indeed Keefy.
It would ultimately be at the discretion of the trustees but the general idea is to name your beneficiaries as trustees.
So, in essence, the surviving partner holds half and the trust holds the other half.
When it comes to assets , the local authority can only count what you actually own i.e. half of the value of the house.
They could not include what is owned by the trust.
If you want information, talk to a solicitor who specialises in this, not just a general run of the mill solicitor. When they do their training, they spend about ten minutes on wills and estate planning.
Alternatively a good professional will writer could sort you out. Look for the Institute of Professional Will Writers logo.

Thanks Barney…I’ll consult the wife “who has her head screwed on” and decide which way she wants to go. Squeak! Squeak!

[Manoverboard]

Thanks Barney…I’ll consult the wife “who has her head screwed on” and decide which way she wants to go. Squeak! Squeak!

If she's got any sense she'll go out

[Onelife]

Thanks Barney…I’ll consult the wife “who has her head screwed on” and decide which way she wants to go. Squeak! Squeak!

If she's got any sense she'll go out

She’ll be back…she loves me irrespective of the 3.5 million I have in my bank account

[barney]

Absolutely inundated with Caravans and Motor Homes yesterday.
Summer has officially started in the West Country.
What is it like where you are?